Financial Highlights

Financial Highlights

(Unit : Thousand Baht)

  2015 2014 2013 2012 2011
Net Premium Written 6,820,532 7,148,267 7,029,780 6,626,350 4,466,803
Underwriting Income 6,549,464 6,893,477 7,145,007 5,480,582 4,461,114
Earnings on Underwriting 451,382 504,143 702,094 555,912 328,591
Investment & Other Income 326,993 270,606 293,241 132,627 178,490
Net Profit 360,213 416,765 543,757 294,700 78,004
Total Assets 15,071,806 15,125,799 14,547,504 17,814,591 20,017,563
Total Liabilities 11,902,088 11,903,408 11,441,321 15,049,746 17,655,114
Shareholders' Equity 3,169,718 3,222,392 3,106,183 2,764,845 2,362,449
Issue and Fully Paid Capital (shares) 37,695,870 37,695,870 37,695,870 37,695,870 37,695,870
Net Profit Per Share (Baht) 9.56 11.06 14.42 7.82 2.18
Book Value Per Share (Baht) 84.09 85.48 82.40 73.35 62.67
Dividend Per Share (Baht) * 9.50 10.50 10.50 4.00 1.90
Number of Employees 955 904 796 738 647
LIQUIDITY RATIO          
Liquidity Ratio (Times) 0.87 0.87 0.86 0.90 0.92
Uncollected Premiums Turnover (Days) 56.25 52.75 44.96 37.13 39.41
PROFITABILITY RATIO          
Retention Rate (%) 104.14 103.70 98.39 120.91 104.39
Loss Ratio (%) 65.27 63.72 63.93 59.66 65.77
Gross Profit Margin (%) 6.62 7.05 9.99 8.39 7.36
Underwriting Expense to Revenue (%) 31.29 31.30 29.51 34.25 32.12
Returns on Investment (%) 4.04 3.25 3.76 1.98 3.15
Net Premiums Written Ratio (Times) 2.13 2.26 2.39 2.58 2.07
Net Profit Margin (%) 5.24 5.82 7.31 5.25 1.75
Return on Equity (%) 11.27 13.17 18.52 11.50 3.61
EFFICIENCY RATIO          
Return on Assets (%) 2.19 2.37 3.15 1.56 0.59
Assets Turnover (Times) 0.42 0.41 0.43 0.30 0.34
FINANCIAL  ANALYSIS RATIO          
Debt to Equity Ratio (Times) 3.75 3.69 3.68 5.44 7.47
Policy Liability to Capital Fund (Times) 3.24 3.18 3.17 4.95 6.93
Reserves to Equity Ratio (Times) 1.42 1.40 1.36 1.54 1.22
Reserves to Asset Ratio (%) 29.85 29.74 29.05 23.83 14.43
Dividend Paid Ratio (%) 99.42 94.97 72.79 51.17 87.16

* Propose for consideration and approval at the Annual General Meeting of the Shareholders.

 

Annual Report
2015 Download